The funny thing about life is that it can throw you a lot of curves. One day you have a great job, and you own your own home, but then something happens, perhaps you lose your job and you begin having trouble paying your bills. The next thing you know you’ve got a bad credit rating.

Unfortunately, bad credit ratings can stick with you for a while. Even if you are no longer in debt or struggling.

If you live in the UK and you’ve found yourself in debt, arrears, have declared bankruptcy or have County Court Judgments against you, did you know that you can still remortgage with bad credit? That’s right. The Remortgage Guild specializes in assisting people who are in tricky credit situations.

They can assist you by putting you in touch with people who who can give you advice and even get you a quote on a new mortgage. Visit the site to learn more.

Readers - want to learn how to earn residual income for life? You can if you visit Oakley International. The company is announcing their pre-launch and this is your chance to sign up just as a new money earning opportunity begins.

The site has programs that will teach you some of the best tips and skills of the top internet and affiliate marketers. When you begin to put that information to go use on your own websites you should begin to make money. Lots of money if you are a good student!

The company is still in the early stages, but you won’t find another that offers all the tools that Oakley International does to help you get off to a fantastic start. Their programs, tools and information will put you on the path towards earning residual income for life. Check them out.

Wordless Wednesday

Whoa! Now that sure is some good family planning advice now isn’t it? And you don’t even have to enter the office to get it Can you imagine being the person coming up with the wording for the sign? Well, maybe they didn’t get it, and I guess their boss didn’t either otherwise it never would have been printed - unless they have a really sick sense of humor that is. I’m sure the sign maker got the joke, or I’d hope that they would.

Want to Join Wordless Wednesday’s? Sign up here:

I know that many of you are looking for ways to save money and keep more of it in your current accounts - am I right? You’d rather spend your extra money on your kids or family I’m sure than pay extra bank charges or higher rates.

I know I feel that way and I can’t be the only one out there that does. I just found a site called the Thrifty Scot and while it’s aimed more for people living in the UK the tips and links on the site can be used by most everyone. I’m sure if I apply some of the advice that I found on the site I’ll end up with more money in our savings accounts.

Wouldn’t you like to find out how to get credit cards with lower rates so that you can keep your savings in your bank accounts rather than paying extra user or interest fees? I even found information on the site on how to help protect yourself from credit fraud. And speaking of credit cards, rates and possibly debts - if you are in need of a loan or information on getting loans you’ll find some great links that will lead you to places offering lower loan rates, and information on getting a loan in the loans section of the Thrifty Scot.

Of the many links on the site I found the sections on home insurance, and the areas that discussed mortgages and remortgages most helpful at this time. We just renewed our mortgage but when it rolls around again I’ve got some new information up my sleeve.

Check out the Thrifty Scot if you are in the UK or if you just want to find ways to save some money on things we all need and use - like home insurance, loans, mortgages, and credit cards.