Did you hear about the kind New Zealand burglar?

He snuck into a home through a window and stole several items such as the property owners laptop, camera and wallet. Unfortunately the couple were unable to make insurance claims on these items for some reason.

A short while after the burglary the couple returned home to find their missing items along with gloves and a basketball that had been purchased using their credit card. The kind hearted burglar had left a note apologizing for robbing them and stated that he’d leave money in their mailbox to pay for the window that he’d broken.

I wish all burglars only borrowed things!

Wouldn’t it be great if there was a debt card that you could use to pay for purchases on the internet or top up with cash and use pretty much anywhere in the world?

Well, there are such debit cards. It’s called the EPAY debit card.

The EPAY Premium debit card is internationally accepted. You really don’t need any other debit cards as this card will be sufficient for all your needs. For example, you can withdraw money from over 1 million ATM machines worldwide, and it can be used for secure online money transfer.

You can use the EPAY debit card exactly like you would your favorite credit cards to make purchases, book trips or pay for service. In fact it’s accepted in all major point of sales.

My wife and I actually do quite a bit of work over the internet. Some companies pay us by check for our services, but most pay online using another popular service. We think that’s great, but we can’t use our money until we transfer it to our bank accounts. There is no debit card with that particular company for international members. I’d love it if we could be paid through EPAY as we’d be able to use the money we’ve earned right away with the EPAY debit card. I’m certain that others who get paid online would love to have access to their money right away instead of having to wait up to a week for it to transfer to their local bank.

EPAY has much more than convenient debit cards. You can visit their online site to make online money exchanges or send or receive money from any country. It’s easy too. Epay can be used via email, SMS or as I said - online.

Another great feature of EPAY is that you can send or receive money from any Country. If you need to send money to a friend, relative or pay a bill you can send money instantly. Did I mention that there are no limits? Some companies only let you send or receive a certain amount of money. That doesn’t happen with EPAY.

If you are a merchant you can use EPAY’s universal payment system in your online store to accept payments from clients. Even if your clients aren’t yet registered with EPAY they can still pay directly into your account using bank transfers, pecunix or e-gold. Payments are made using EPAY in the most popular currencies - USD and EUR.

I really do think this is a great service. I think I might create and account and give EPAY a try.

Doesn’t it seem that just about every day you get an email, or perhaps a regular mail offer for new credit cards? While I agree that in this day and age credit cards seem to be a necessary evil as you often need them for major purchases and certainly for most online purchases, I’m tired of being slammed with offers day in and day out.

At least once a week there’s a new offering in my mail stating that I’ve qualified for new 0% credit cards. How many credit cards can one person possibly have? On second thought don’t answer that, as I know that there are a number of people out there with 10 or more credit and charge cards.

Me? I have one credit card. That’s it. It offers 0% balance transfers, and I try to pay more than the monthly payment, or the whole balance whenever I can.

Maybe all these offers just burn me a little bit because there was a time when I had no credit, and back then it was almost impossible to get a credit card if you had either no credit or worse - bad credit. Now just about anyone can get a card.

Is the fact that just about anyone can get a credit card a good thing? Or is it a bad thing? What’s your opinion?

It’s a great idea to have a credit card. Even if you don’t use it very often, just being able to get one will often help improve your overall credit rating. Especially if you are sure to pay off any bills you charge to your credit card quickly.

That’s one of the reasons why I wanted to tell you about a service where you can get secured, prepaid credit cards and low interest rate credit cards too.

E-credit card service has some great information on their site about credit cards, and a system that helps you find the type of card that you are looking for. Just browse through their site and you’ll find listings for low interest rate credit cards, Business credit cards, Rewards credit cards and secured, prepaid credit cards. There are listings under each type of major credit card listed that show what many of the top credit card providers have to offer for that particular type of credit card.

All the details of each type of credit card is listed and you’ll find a convenient link to the company offering the credit card right above the description, which makes it easier to go to the site and learn more about the card and also to sign up for the card as well.

Check it out. Whether you have poor credit ratings or just want another credit card this is one place to easily search for the type of credit card that suits your needs.