Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto



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Study abroad with NRCSA

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If you’ve ever thought of traveling to another country for your education you might be interested in taking a look at the NRCSA website and their NRCSA Study Abroad Programs. They have programs in 39 countries.

You could travel to Japan or Germany or any of the other countries listed to learn a foreign language. You could also travel to another country to take executive and professional courses, study to become a member of the clergy, law enforcement, medical profession, to become a social worker or to attend university in the country of you choice.

NRCSA has been working to provide the best programs for students from around the world since 1968.

If you’ve wanted to expand your career options or travel abroad for an education and have an experience that’s sure to be memorable visit the NRCSA website and see what programs interest you.





Why do we have more money living in a house than an apartment?

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It’s amazing how much different our life is since we got our house six years ago. We’d been living in a small apartment, paying fairly low rent given the area – and we didn’t really have the same kind of bills that we have now that we have a house, but it always seemed like we were struggling to get by.

When we living in the apartment we were both paying off student loans, had a car payment, paid for cable, internet, car insurance, and telephone and paid our rent (only $725 which is cheap for a nice apartment in a good area of Toronto). We both had full time jobs that paid decently too.

I really have no idea how we got by without having applied for a student loan consolidation. We would have saved a lot of money on interest and our monthly payments probably would have been lower too.

Still we pushed on. The student loans were our biggest bills other than rent back then. I am glad that we don’t have student loans to pay off anymore. I’ve thought of going back to school but it’s the loans that scare me! If I ever do back to school you can bet your boots I’ll be consolidating the loans next time.

I think getting a house gave us more of a sense of responsibility. We used to buy what we wanted when we wanted. Now we think about it for quite a while. We still buy what we want but by the time we’ve put all that thought into it we’ve often saved the money to pay for that item outright.

I know our living expenses are higher in the house – mortgage, property tax, water bill, telephone, cable, cell phone, internet, electricity, oil for the oil furnace, insurance – no car or student loans anymore though, and yet we still seem to have extra money and I’m not even working these days.

Sure I make some pretty good money via the internet, but Chris makes less than he did when we lived in the apartment so income kind of evens out. As I said it must be just that we are more responsible with our money these days.

Can’t go back to school but want to get a degree? Try Almeda University

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Since I’ve been stuck at home due to my illness I’ve often thought of what I might do if I can’t return to my nursing career. I’ve even gone so far as to consider going back to school to change my career.

If I decide to pursue this train of thought I now know that I can pursue an education online through Almeda University.

Almeda University has been serving the international community since 1997. This online institute offers degree and non-degree programs through online instruction.

I think the idea of getting online degrees should be quite appealing to a number of people. Those who are stuck at home like myself who might need to make a major career change, and those who are in the workforce and can’t take time off work to pursue studies at a traditional college or university can now take courses online, and in this way better their education and their chances for a better career when they graduate from their chosen program.

In the course of the last eight years Almeda University has evolved. They’ve created a cutting edge curriculum based on the feedback they’ve received from their students regarding their students needs.

This online university offers a wide range of Bachelor’s, Masters’ and associates degrees in a variety of fields including arts and sciences, business and technical fields.

The university also offers 1000 professional development courses. All of which can be accessed through their stay at home e-learning channel. Those interested in e-Learning can put together a subscription package of online courses to suit their needs.

The e-learning courses range from building customer loyalty, project management, web development to health insurance.

Almeda University utilizes an online education network so that they can provide service quickly in order to meet the needs of their students, no matter what their backgrounds might be.

Worried that the program you choose might not be accredited? Stop stressing. Almeda University has been granted accreditation or membership by several certifying organizations.

Almeda University is an online educational resource that offers a variety of styles of learning. They emphasize the value and encourage students and faculty to develop one on one relationships to enhance the educational experience.

If you’ve always wanted to go back to school but your current situation has made that seem impossible do take a look at what Almeda University has to offer. You just might find that you can take your degree or non-degree program online.

Spanish lesson audio books

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If you’re planning a holiday to a Spanish speaking country it’s always a good idea to know some of the most important phrases that you’ll need to use while staying in that country.
Actually, if you could manage to learn a good portion of the language before you go on your holiday you’ll probably have a much more enjoyable vacation.

If you’d like to start learning Spanish visit An Ear For Books and take a look at the Spanish audio books that they are selling. The first book in their collection gives you five hours of Spanish language classes broken into 10 30 minute sessions.

You can listen to your Spanish language lesson tapes as you commute back and forth from work if you’d like. Why not put that time to good use for a change? I’ll bet you’d learn Spanish in no time.

AnEarForBooks.com also has audio books that range from best sellers to the classics so take a look at the rest of their selection while you are there.

Free piano lessons newsletter

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If you’ve always admired others who have the ability to play a musical instrument or perhaps have always wanted to learn how to play the piano, now’s your chance.

Playpiano.com is a website where you can sign up for the Free piano lessons email newsletter for adults on “Piano Chords & Chord Progressions”. This email newsletter is sent to you for no charge every five days or so. All in all you’ll get a total of 101 issues.

When I visited over the website for more information it looks like you’ll be taught how to read chords first and foremost since they are the basis of all music. If you understand chords you should be able to play anything.

If you enjoy the free piano lessons that you’ll get through each newsletter installment you might decide that you want more in depth lessons. If so, you can purchase full piano courses for adults on DVD and CD.

If you do well with your lessons you’ll soon be entertaining your family and friends. Perhaps you can have your own musical entertainment nights?

Visit the site to get more information.

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