I can’t believe that tomorrow is the start of December! The months have just been flying by this year.

Unfortunately I’m dreading the end of the year and the beginning of the new year. Money is going to be really tight for us around that time. My husband is going to be going through yet another temporary lay off at work. A two week lay off at the end of December.

So that means we really can’t spend any extra money in December at all and more than likely it would be best to spend less than normal. Yeah … nice time of year to try to do that huh? Something tells me that come the end of December those TV commercials for payday advance loans will be looking pretty good. LOL

January will be the hardest month for us. Chris will get his normal pay cheques in December, but his his first pay cheque in the first week of January will be for zero dollars because he won’t have worked for the previous two weeks thanks to the lay off. That means that his first real pay in January won’t be until something like the 20th … so considering I’m still stuck at home on unpaid medical leave January is going to be a very tight month. I’m not looking forward to it.

I guess other than for bills and groceries there will be no extra money spent this month. So much for Christmas! I think my husband had better start looking for a new job and fast!