I remember when we were looking for insurance for our house. To finalize our mortgage we had to have home insurance, and to get home insurance from the company that we finally settled on we had to have a home inspection to be sure the house had no major safety issues that might affect our insurance premiums.
Unfortunately this is all part of purchasing a home and being a home owner. You need insurance. It protects you, and it obviously makes banks that provide the loan for your mortgage feel better about securing the deal. The banks interests are protected by your home insurance too.
I wish that while I was hunting for home insurance that I’d stumbled across a site such as Insure121. This site has information on all kinds of insurance products from car insurance, home insurance and even Pet insurance.
This site has information for people living in the UK and it provides quotes from companies offering the insurance type of your choice. For example, if you are looking for home insurance, just click on the home insurance tab and you’ll be presented with a number of companies that offer home insurance and a description of what each company provides. I think this is a great site. I only wish that I could find a Canadian company that would let me compare insurance companies and get the best quotes.