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You are here: Home / Archives for Shopping / Jeweller/Jewellery

Back when I started my Jewelry business

January 29, 2007 by Tricia

I used to always be terrified of going to the bank to ask for a loan. Why? Well I needed my very first loan when I was just 20 years old. I was starting my own business and the machine that I needed to buy was going for $13,500 at this used equipment auction I was about to attend. I needed to secure my loan and hope that bidding didn’t go over the estimated price for the diamond cutting machine I needed to start my business.

So not only was I about to get my first loan, but I was also about to attend my first auction in order to bid on something that would change my life. I had to win the auction. I wouldn’t have won it either if I hadn’t brought along some very experienced jeweler friends who talked my competition out of bidding higher when the machines price got up to the top amount I could afford.

Getting that first loan was difficult. I had to present a business plan to the loan officer at the bank and convince them that I would succeed. I didn’t even have an established credit basis at the time either being so young. I think I’d only received my first credit card less than a year before starting my business.

The first year running my business was rough. I had to establish a customer base. It wasn’t that hard because I had already built a name in the jewelry trade, and my sister had an established business as an engraver and she plugged my business whenever she could. Still, I had to prove myself.

I wasn’t earning enough money in that first year either. I ended up running my business 4 days a week, working at another jewelers store the other three days of the week, and working security at the convention center several evenings most weeks. I was also doing extra work in the movies and commercials around that time as well. I was a busy bee!

Still it seemed that I never had enough money and soon I was buying groceries and even toilet paper with my credit card. I’ll tell you right now – when you have to purchase your basic necessities with a credit card, and don’t have enough money to at least pay the minimum each month you’re headed for trouble.

It didn’t take long before I’d run up my credit card and ended up losing it. Of course by then my business was doing fairly well and I wasn’t working the extra jobs anymore. Well, I still did some extra work from time to time, but my business kept me working 12 hour days most of the year, and 18 hour days around the Christmas season.

I was able to pay off my debts by working hard but my credit was ruined. It took me a long time to re-establish my credit rating again.

I’m telling you my story so that perhaps you don’t get into the same kinds of trouble. Learn more about maintaining your credit rating or fixing your bad credit rating at Creditloan.com. You’ll find pages and pages of information on that site about credit and loans. Articles about Bad Credit Auto Loans and free debt consolidation will help you understand what you can do to secure a loan and begin to improve your credit rating.





Filed Under: Finance, Home and Lifestyle, Jeweller/Jewellery, Money Tagged With: bad credit auto loan, bad credit personal loans, business loans, creditloan.com, debt consolidation, establishing credit, free credit report, jeweller, jewellery, starting a business

Dealking gives you cash back when you shop

January 5, 2007 by Tricia

Do you like saving money and getting great deals? I know that I do. If you’re like me and enjoy finding a bargain then you should visit dealking.com. The site lists deals, discounts and even cash back offers on products purchased for 100’s on well known, name brand online stores.

To start saving money and get cash back on your purchases all you need to do is sign up for a free Deal King membership and then start shopping. Find a store or product you like and go to the site to purchase the product through the Dealking.com links to get your discounts or cash back deals. For example – I need some new clothes so I visited their Gap directory. In the Gap directory I found an offer that would get me 2% cashback on my Gap purchases. Dealking has other offers that are even better than that.

If you are a savvy shopper check out Dealking.com and start saving money and getting cash back now.

Filed Under: Decor, Fashion, Gifts, Jeweller/Jewellery, Shopping Tagged With: bargain, brand name stores, cash back, cashback on purchases, Dealking.com., deals, discount, discounts, Home and Lifestyle, membership, online stores, save money, shop, Shopping

5 more things you didn’t know about me

December 27, 2006 by Tricia

Can you believe this? Ted tagged me in a meme? I feel both honored and dismayed at the same time.

Honored because Ted tagged me. How he decided who to tag I’m not sure – could be something simple like he decided to tag the last five people who made comments on the blog, but I’d like to think that maybe he’s actually been reading my blog and that’s why I got tagged. I’m dismayed because … well he can’t be reading my blog, or he missed a few posts, because I just got tagged with the same meme by Skeet, another blogger, last week.

So here’s how it works -Ted tagged me and I have to share 5 things that most people don’t know about me. When I’m done I have to tag 5 more people and they should do the same. Now, I didn’t tag anyone last week – I was being nice since it was the holidays and all, but this time I think that I’ll tag Mr Fab, Shelli, Doc Mom, and let me see – I’ll pick two from the P blogroll – How about Brian Reilly, and Jessie from Hunna’s Happenings.

Lets see 5 things that you don’t know about me? I think I’ll write this one more for my fellow posties since many of them don’t know me that well yet:

1. Like Ted I’ve been renovating my home too. Well, my husband Chris and I have been renovating. We’re at a bit of a standstill right now – we were in the process of completing our living room two years ago when we both became seriously ill. Chris is better now but I’m still sick.

We had venetian plastered our living room, after knocking out the stairway wall. The living /dinning room looks so much bigger now without that wall blocking off a portion of the room. We are stalled at putting in a tin ceiling in the living room / dinning room. We have the Tin ceiling pieces, and I’ve painted and antiqued them – they’re going to look fantastic when they are up. It’s just getting them up that has us stalled. Once they are up we’re going to put wide molding along the walls at ceiling level, put our wide baseboards back up and put a really nice fluted wood frame around the front door.

In the time that we’ve been living in this house, 5 years, we have pulled out all of the carpeting, painted every room, refinished the white oak hardwood floors, tore down the walls in our bedroom to insulate them better and then venetian plastered that room, and totally landscaped our front and backyards – creating a garden that causes people walking by our home to wander down the driveway just to take a look.

The last project that we managed to compete was to put a skylight into our enclosed front porch. We also put up new bead board on the walls and ceiling which I had stained and oiled. Then I painted the inside of the skylight a sky blue and painted some puffy clouds so that no matter what time of year it is, whenever we look outside – if it’s through the skylight, we always see blue skies.

Chris and some friends after they cut the whole in the porch roof for the skylight:

skylight

The finished skylight:

skylight

I think I toned down the clouds a bit since then – they are quite subtle now. Everyone that sees the skylight and the nicely finished enclosed porch really likes it.

2. Hmm what else can I tell you? Lets see – I’m an emergency room nurse – so nothing phases me! But as I said earlier I’m off work due to illness and I haven’t actually been to work for over a year. I miss it terribly. I love my job and the people I work with and I enjoy helping the patients too.

3. Before I became a nurse I was a Jeweller. No I didn’t sell jewelry. Well I did sell to my family and friends, but I didn’t have a store. No I was a jewelry trades person, which means that I was one of the people that actually makes the jewelry that you love to wear, and buy at this time of year.

I was a diamond cutter. I cut designs in gold with a diamond. One of my machines had several diamonds in a holder and they spun at 35,000 rotations per second to make the brightest sharpest cuts on the wedding bands, bracelets and pendants that I put bright cut designs on. I also used a diamond flywheel that I held in my hand – the piece looked a bit like one of those drills that dentists use when they drill a hole in your tooth to fix a filling, and it sounded like it too. With that tool I could get a little bit more creative and create one of a kind designs by hand.

My business was called Gold Cuts and I started it when I was just 20 years old. Yeah, while all my friends were out partying I was working 18 hour days developing my business. My sister is also a jeweler and we shared office space together. She’s still in the business. Oh and I met Chris, my husband, while I was in the jewelery trade. He was a jeweler too. He set stones, and did jewelery repairs.

4. Prior to my being a jeweler, during and for a bit after, I also did some acting stints and got my make up artist certificate. I’ve been in commercials and movies – never staring in them though, and unfortunately most often as an extra, but it was fun.

5. I’m a klutz. I always have been, and unfortunately I probably always will be. This year for some reason I’ve had a few bad falls. I’m not sure but I think the medicine that I take might have been part of the reason for my falls, that or my just plain being sick and feeling weak.

Either way, last March I fell flat on my face, or rather directly on my chin. I hit the ground so hard that the skin and tissue split to the bone. That hurt! Now I have a scar at the base of my chin that looks a bit like those bad scars you see on hockey players with the stitch lines in it and everything. Yuck.

Then, this past July, on my husbands birthday, I tripped on a strange curb that I didn’t see while walking on a dark street and landed hard on my knees. I guess my right knee took the brunt of it as it swelled up with fluid right away. The swelling didn’t go down until the end of September and now, while my knee is healed for the most part, it still makes the most interesting, loud crunchy noises when I stretch it out. it’s also given out on me a few times recently when I’ve stood up. Guess I’d better get that checked out as I probably did tear the AC with those kinds of symptoms.

I’m just hoping that I can make it to the end of the year without another bad fall or something strange happening. I’ve always got something weird going on! LOL

Filed Under: Jeweller/Jewellery, Meme Tagged With: 5 things, Jeweller Jewellery, Meme, tagged

Deja Vu Telephone call

December 21, 2006 by Tricia

I got up yesterday and discovered that my brother had called me while I’d been sleeping. I must have been sleeping so deeply that I didn’t even hear the phone ring, or if I did I certainly don’t remember it!

Anyway, I tried calling him back at work, but I didn’t get him, so I left a message. So while I was upstairs preparing for the day – showering, fixing my hair etc I brought the phone into the washroom with me. No I don’t talk to people on the phone while I’m doing my business … I just wanted it near by because I figured my brother would call back.

So I’m putting on my face – I had a doctors appointment later that day, gotta look good for that you know- and the phone rings. I look at the call display and I see “Stylistic Engraving”. Wow, that’s a flashback to the past from when I was a jeweler. Stylistic Engraving was my number one competitor when I was a diamond cutter. So I answer the phone by saying hello and I hear:

“I need you to engrave two rings rush, can you do it?”

So I said … uhm are you calling E … I say the name of my sisters engraving company, and she says yes. So I tell the lady that she’s reached E’s sister – AT HOME. LOL

I have no idea how she got my phone number or why she would call it. I suppose it must be listed in her book near my sisters business number but that still doesn’t explain why she’s got my home number. Now, while they were my business rivals we were friendly, and my husband did work for them when he was a jeweller as well. In fact Chris probably knew them a lot better than I did. So maybe our number was written in Chris’ name? I don’t know, but it was weird.

I don’t know how many calls I answered when my sister and I had our businesses together that started with my Hello and their demanding a rush engraving, design or gold plating job. However, I haven’t heard a request like that for … oh .. I don’t know .. maybe 15 years!

Strange stuff!

The next call I got I didn’t answer. It was the Korean agency that has supplied us with Student Boarders. I told them back in October that we didn’t want to have any boarders in the house around Christmas time. Since then they’ve called us at least three times offering us a boarder. The last one they wanted us to take in was a 14 year old. No way. We’ve said we’re done with taking in anyone below the age of 25 or so … so I’m certainly not taking in a kid.

My brother on the other hand never did call back. He’ll probably call sometime today.

Filed Under: Employment, Home and Lifestyle, Jeweller/Jewellery Tagged With: deja vu, engraving, jeweller, jewellery, jewelry trade, odd call, phone call

Jewelry and the holidays just go together

December 12, 2006 by Tricia

I am so not envying all my friends in the jewelry trade right now. This is the busiest time of the year for retailers, and the trades people that work behind the scenes to make the jewelry to your exact specifications.

Truthfully- I both hated and loved the holiday season when I was a jeweller. I loved it because it meant I was busy and also because I was helping others bring some joy into the holiday season with the Christmas jewelry that I created, or the engagement rings that I designed and that my sister engraved. What did I hate? Why the thing that I loved – it was too busy! I worked 18+ hour days and it never stopped until the 2nd week of January or so. It’s a crazy business to be in.

My sister still works in the jewelry trade as an engraver. She’s working long hours right now as I sit her and type out this post. Actually, she’s so busy that she’s working weekends too. I’m holding our very small Christmas get together this coming Sunday here at the house and I’m still not sure whether my sister will be able to make it or not. She probably doesn’t even know yet considering it’s only Tuesday and still early in the week.

So tell me, how many of you bought jewelry for a loved one this Christmas? Did anyone buy an engagement ring or does anyone hope to get one by New Years Eve?

Filed Under: Employment, Home and Lifestyle, Jeweller/Jewellery, Shopping Tagged With: busy jewellers, christmas, christmas jewelry, christmas rush, engagement ring, holidays, jeweller, jewellery, jewelry, jewelry trade, long hours

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