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Headache of refinancing our Mortgage

by Tricia

We’ve been in our home now for five and a half years, and just this past June we had to renegotiate our Mortgage and decided to try mortgage refinancing so that we could get a better rate and lower our payments over all.

Since we’d never been through the process of renewing and or negotiating a current mortgage loan for a new one with a lower rate we were pretty confused. I went back and forth on the phone with our mortgage company and broker several times over a period of three weeks or so before we settled on a deal that would give us an adjustable rate mortgage with pretty much the same low interest rate that we’d been paying. However thanks to our paying down on our loan just prior to refinancing we were able to lower the monthly payments by a fraction. That’s come in very handy in recent months.

I’m really not looking forward to the next time we have to deal with our mortgage company, but at least this time I’ve got a little bit of experience. I’ve also found a website that is full of great information on Mortgages- getting one, and refinancing, plus the site even offers assistance if finding you a broker. I think I’ll spend some time over there reading up on all the information before I go through this experience again.





Filed Under: Great Sites, Recreation, Services Tagged With: deal, home, images, information, LA, loan, men, mortgage, ONE, over, thin, Time

Yard sale draws a crowd of 300 spectators

by Tricia

A quick update on Tori’s yard sale …

I told you the other day that Spelling was going to be having a yard sale on Friday morning at her Studio city home. The sale was a hit – approximately 300 people showed up to look for bargains and some even flew in from Boston for the sale. They must have been die hard fans.

News helicopters hovered over the event as if it were an Awards show or Movie premiere. Items sold during the sale included wine glasses, a dominatrix whip, sofas, roller skates and a rubber duck and memorabilia from Spellings’ time with T-V show 9-0-2-1-0.

Naturally the event ended up being videotaped for the VH1 reality show which is loosely based on Spellings’ life.

Filed Under: Tori Spelling Tagged With: Awards, bargain, bargains, event, fans, home, movie, Movie Premiere, natural, news, people, reality, Reality show, sale, Time, Tori Spelling

Tori’s yard sale

by Tricia

Tori Spelling is having a yard sale. The five month pregnant star and her husband, actor Dean McDermott, will be selling wares at their Studio City, Calif., home starting Friday at 9 a.m.

She claims that she’s having the sale because they are moving and states that her tastes have changed. She also went on to say that she’s a pack rat and clearing out the things that she doesn’t use or that she’s lost her taste for will help her make room for the new baby.

Spelling will be selling off everything from furniture to 90210 memorabilia, vintage and new designer clothing, artwork, chandeliers, antique chintzware collection, and signed scripts. The couple would like to find a Bed and Breakfast for the planned reality show on the Oxygen network. Filming started two weeks ago.

Filed Under: Tori Spelling Tagged With: actor, baby, band, change, changed, clothing, couple, design, designer, Film, filming, home, lost, pregnant, reality, Reality show, ring, star, thin, Tori Spelling

Serrano used industrial grade silicone in his anti-wrinkle injections

by Tricia

This is going to cause a wrinkle in the lives of a few wealthy Beverly Hills residents lives. An Argentinian doctor who once used the homes of the wealthy to inject clients with an illicit anti-wrinkle chemical has been sentenced to 18 months in federal prison.

Daniel Tomas Fuente Serrano was sentenced to two years in prison. Prosecutors for the case say he gave the illegal injections at various places, including parties, where up to 30 wealthy clients sipped cocktails and were injected with silicone smuggled into the U.S. Oh great and injection party. Is that what they do in Hollywood? Clients of Serranos are said to have included Lionel Richie, Richies ex-wife Diane and Shawn King, the wife of CNN talk show host Larry King.

Serrano charged his clients thousands of dollars for the injections, yet he wasn’t licensed to practice medicine in the United States. The injections consisted of industrial grade silicone used to lubricate auto parts, as well as medical grade silicone which is often used for eye surgeries but has not been approved for the treatment of wrinkles.

Serrano admitted to having given illegal injections from 2001 until November of 2004, earning more than 1.6 million US. Last year he plead guilty to several counts including conspiracy and the receipt of illegally imported merchandise.

It’s not surprising that some of Serrano’s clients have reported that they’ve developed problems after the injections. Diane Richie has been charged with aiding and abetting Serrano.

Filed Under: Guilty Tagged With: Beverly Hills, charged, Daniel, Guilty, Hollywood, home, illegal, Larry King, License, merchandise, parties, party, problems, prosecutors, sentenced, show, treatment

Madonna not daunted by adoption challenge

by Tricia

Madonna will not be daunted by an imminent challenge to her Malawian adoption of a young boy. She insists that she has “no problem” with the legal action. A judge in the baby David Banda’s homeland ruled that his 18 month interim adoption could be challenged bya coalition of 67 human rights groups.

Members of the human rights coalition claim the Malawian government fast tracked the adoption process for the singer and her husband Guy Ritchie, and state that intra-country adoptions are not allowed in the African nation.

Madonna’s Malawian lawyer Alan Chinula says, “They, Madonna and Ritchie, called me from London and I explained to them the ruling. They have no problem with the ruling and are also willing to sit back and wait.”

He added of the coalition’s suit, “It’s good for the law. Let’s build the law, let the court hear other views. It’s not Madonna using an antiquated law, we followed the law to the letter in the adoption process, but it’s just a bad law.”

Filed Under: Madonna Tagged With: adopt, adoption, baby, boy, David, Guy Ritchie, home, Judge, LA, lawyer, legal, London, Madonna, Malawi, Malawian, member, singer, The Law

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