I hope that all of my visitors had a great holiday season. I was wondering how many of you saved some of your shopping for after Christmas so you could catch some of the post Christmas sales? New Year Sales, or as we have here “Boxing Day” sales?

Are your credit cards taking a beating? Stats for the UK show that credit cards are used for the bulk of spending by consumers during the Christmas and New Year period and I wouldn’t doubt for one minute that those stats hold true for large portions of Europe and North America as well. Apparently January is also the month when the majority of new credit card applications are made. Often these applications aren’t for new cards per se, they are to transfer current balances over to new credit cards. Often ones with 0% balance transfers or low interest cards.

We had absolutely no Christmas budget this year due to my illness. We just couldn’t afford to go out and get gifts for everyone like we normally do. One benefit of this has been that our credit card, for once, did not take a beating this year. It’s nice to be able to say that.

However, if you are unlike me and you put a lot of your holiday expenses on your credit cards you might be interested in visiting the Card Guide Co, where you can compare credit cards, interest rates, and all of the various cards with rewards attached to them from air miles to Sony points.

The Card Guide is just full of information that anyone looking to get their first or their 5th credit card would find useful. As I said earlier you can compare credit cards, learn about balance transfers, and read many of their informative articles when you visit the Card Guide. Check out your options.