If you’ve been looking for a new credit card you might be interested in the Smile credit card.

There’s currently two different types of cards in the Smile credit card line up.

One of the cards is the classic card with cash back. You’ll actually get 0.5% cashback on every penny you spend. Compared to other credit cards the Smile classic credit cards interest rates are fairly low as well, especially if you open a banking account with Smile as well.

The second card in the Smile line up is the low rate Gold card. Interest rates for this card is even lower than the classic card at just 9.9% APR if you take out a Smile current account, and only 14.9% if you don’t bank with the company.

At the Guardian Consumer Finance Awards, the Smile credit cards have been voted the Best Credit Card of the year four years in a row between 2002 and 2005.

Check out the credit cards now and Smile.