There’s been times in my life when I’ve been totally against credit cards. You can probably guess that with that attitude I’ve probably had some credit card problems- and you’d be right.
It’s so easy to use them and get into debt when you aren’t earning enough money to make the payments on the cards. It becomes a nasty vicious circle.
I gave up on credit cards for a long while but I got one again about 7 or 8 years ago. Before I got one I made sure to read sites full of credit card advice . Now we only use our cards when we absolutely have to, or when we know for sure that we can pay the bill.
If you want to learn more about credit cards, you can go to Credit Cards GB and read their credit card news. They even have listings of a number of different types of credits cards that you can use including ones with 0% balance transfers. So pop over there and get some advice and find out which card is right for you.